# Homeowner Options Overview: what exists and in what order

A plain overview of the options open to a homeowner who is behind on a mortgage: what each one is, what it needs, who to ask, the federal rules that help, and the warning signs of a rescue scam. Education only. Not legal advice.

Price: $27.00.

## What is included

- Ten options explained one by one, from reinstatement to redemption
- The federal 120-day wait and the 37-day line in Regulation X
- Which option fits which situation, and what to ask your servicer
- What to bring to a HUD-approved counselor

Also on the [web page](https://foreclosurelistings.fyi/store/homeowner-options-overview).

> **Not legal advice.** ForeclosureListings is a directory, not a law firm, and it does not list homes for sale. Nothing on this site is legal advice, and using it does not create an attorney-client relationship. A listing is not a recommendation. Facts come from the source named on each listing, with the date they were checked; sale venues, schedules and rules change, so confirm everything with the office or agency named before you act or pay. Beware of foreclosure rescue scams: never pay an upfront fee for help saving your home, and never sign your deed over to a stranger. Free help is available from HUD-approved housing counselors. To report a mistake, write to hello@foreclosurelistings.fyi.